Choosing Between Acima Leasing and Progressive Leasing in Modesto, CA

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Modesto, CA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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More Information

How Do I Choose Between Lease-to-Own Companies in Modesto, CA?

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in Modesto, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Modesto, CA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Modesto Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Modesto, CA? And how does Acima Leasing work? You can expect a similar application process for both. Shop at eligible retailers in Modesto, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's that simple!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Modesto!

What Are the Requirements for Progressive Leasing in Modesto vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Modesto, CA have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Modesto, CA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Acima Leasing and Progressive Leasing both help shoppers in Modesto who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Modesto Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Modesto and online, like Best Buy, Kay Jewelers, and Mattress Firm. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Modesto, CA, or browse Acima Leasing’s online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Modesto, CA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Modesto, CA are quite similar. Typically, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Acima Leasing or Progressive Leasing the Best Modesto, CA Lease-to-Own Company?

We can’t tell you which lease-to-own company in Modesto, CA to choose. You have to select the right fit for you based on which Modesto retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.