How to Choose a Lease-to-Own Company in Mission Viejo, CA
When comparing lease-to-own companies in Mission Viejo, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Mission Viejo and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Mission Viejo, CA Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Mission Viejo, CA follow similar models. First, you pick from a list of approved Mission Viejo retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Mission Viejo, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Mission Viejo, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Mission Viejo, CA. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Mission Viejo, CA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Mission Viejo, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Mission Viejo stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Mission Viejo, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Mission Viejo, CA
For shoppers in Mission Viejo, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Mission Viejo, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Mission Viejo, CA also requires an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Mission Viejo, CA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mission Viejo, CA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.