Selecting a Lease-to-Own Company in Merced, CA
Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. With so many companies like Progressive Leasing in Merced, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Merced, CA so you can figure out which company has the application process, requirements, and store selection that sounds best for you.
Merced Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Acima Leasing work in Merced, CA? What about Progressive Leasing? Both companies follow similar application processes. Shop at eligible retailers in Merced, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Merced, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Merced vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Merced, CA are alike, their requirements are different. For Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Merced, CA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Are you shopping in Merced with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Merced Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Merced allows you to shop at thousands of Merced stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Merced, CA, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Merced, CA with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Merced, CA follow similar guidelines for leasable items. Generally, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Merced, CA?
The decision of which Merced, CA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Merced retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.