Choosing Your Los Angeles, CA Lease-to-Own Company
When picking a lease-to-own company in Los Angeles, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Los Angeles and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Los Angeles, CA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Los Angeles, CA follow similar models. You shop in person or online at an approved Los Angeles retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Los Angeles, CA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Los Angeles, CA?
The items you can shop for vary based on which Los Angeles, CA retailers are approved by Snap Finance or Acima Leasing. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Los Angeles, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Los Angeles, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Los Angeles businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Los Angeles, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Los Angeles, CA
For shoppers in Los Angeles, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Los Angeles, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Los Angeles, CA also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Los Angeles, CA
Acima Leasing and Snap Finance are great options for Los Angeles, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.