Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Los Altos, CA

Looking for a lease-to-own company in Los Altos, CA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Los Altos, CA Lease-to-Own Company

When picking a lease-to-own company in Los Altos, CA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Los Altos so you know which company is your best fit.

How Does Lease-to-Own in Los Altos, CA Work?

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Los Altos, CA follow similar models. You shop in person or online at an approved Los Altos retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Los Altos, CA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Los Altos, CA?

The items you can shop for vary based on which Los Altos, CA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Los Altos, CA Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Los Altos, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Los Altos stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Los Altos, CA, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Los Altos, CA

For shoppers in Los Altos, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Los Altos, CA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Los Altos, CA requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Los Altos, CA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Los Altos, CA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.