Choosing Your Los Alamitos, CA Lease-to-Own Company
When selecting a lease-to-own company in Los Alamitos, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Los Alamitos so you can decide which company sounds best for you.
How Does Lease-to-Own in Los Alamitos, CA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Los Alamitos, CA follow similar models. To start, you choose an approved retailer in Los Alamitos and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing in Los Alamitos, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Los Alamitos, CA?
The items you can shop for vary based on which Los Alamitos, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Los Alamitos, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Los Alamitos, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Los Alamitos businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Los Alamitos, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Los Alamitos, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Los Alamitos, CA with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Los Alamitos, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Los Alamitos, CA also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Los Alamitos, CA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Los Alamitos, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.