Choosing Your Long Beach, CA Lease-to-Own Company
When selecting a lease-to-own company in Long Beach, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Long Beach and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Long Beach, CA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Long Beach, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Long Beach retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Long Beach, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Long Beach, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Long Beach, CA. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Long Beach, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Long Beach, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Long Beach stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Long Beach, CA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Long Beach, CA?
Both Snap Finance and Amica Leasing support Long Beach, CA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Long Beach, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Long Beach, CA, you will also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Long Beach, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Long Beach, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.