Choosing Your Livermore, CA Lease-to-Own Company
When picking a lease-to-own company in Livermore, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Livermore so you can determine which company is right for you.
How Does Lease-to-Own in Livermore, CA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Livermore, CA follow similar models. To start, you choose an approved retailer in Livermore and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Livermore, CA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Livermore, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Livermore, CA. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Livermore, CA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Livermore, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Livermore stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Livermore, CA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Livermore, CA
For shoppers in Livermore, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Livermore, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Livermore, CA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Livermore, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Livermore, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.