Choosing a Lease-to-Own Company in Lincoln, CA
When comparing lease-to-own companies in Lincoln, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Lincoln and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Lincoln, CA Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Lincoln, CA tend to work the same way. You shop in person or online at an approved Lincoln retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Lincoln, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Lincoln, CA Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lincoln, CA. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Lincoln, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lincoln, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lincoln stores and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Lincoln, CA.
Acima Leasing vs. Snap Finance Application and Requirements in Lincoln, CA
Snap Finance and Acima Leasing both want to help shoppers in Lincoln CA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Lincoln, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lincoln, CA also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Lincoln, CA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Lincoln, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.