How to Choose a Lease-to-Own Company in Lakewood, CA
When choosing a lease-to-own company in Lakewood, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lakewood so you can determine which company is right for you.
Snap Finance in Lakewood, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Lakewood, CA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Lakewood retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Lakewood, CA will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lakewood, CA?
The items you can shop for vary based on which Lakewood, CA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Lakewood, CA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lakewood, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Lakewood and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Lakewood, CA.
Acima Leasing vs. Snap Finance Application and Requirements in Lakewood, CA
Snap Finance and Acima Leasing both want to help shoppers in Lakewood CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lakewood, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Lakewood, CA requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Lakewood, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lakewood, CA. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.