Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Lake Forest, CA

You need a lease-to-own option in Lake Forest, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Lake Forest, CA

When choosing a lease-to-own company in Lake Forest, CA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Lake Forest and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Lake Forest, CA

How does Snap Finance work? Or Acima Leasing? Whichever Lake Forest, CA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Lake Forest retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, select the eligible products you want, and Snap Finance in Lake Forest, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Lake Forest, CA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lake Forest, CA. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Lake Forest, CA and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Lake Forest, CA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Lake Forest stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Lake Forest, CA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Lake Forest, CA

Everyone in Lake Forest, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lake Forest, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Lake Forest, CA also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Lake Forest, CA

Acima Leasing and Snap Finance have a lot to offer shoppers in Lake Forest, CA. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.