Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in La Crescenta, CA

You need a lease-to-own option in La Crescenta, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your La Crescenta, CA Lease-to-Own Company

When picking a lease-to-own company in La Crescenta, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in La Crescenta and Snap Finance so you can determine which company is right for you.

How Does Lease-to-Own in La Crescenta, CA Work?

How do Acima Leasing and Snap Finance work? Lease-to-own companies in La Crescenta, CA tend to work the same way. You shop at an approved La Crescenta retailer online or in person and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in La Crescenta, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in La Crescenta, CA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in La Crescenta, CA. Generally, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in La Crescenta, CA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local La Crescenta, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small La Crescenta businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find La Crescenta, CA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in La Crescenta, CA

Snap Finance and Acima Leasing both want to help shoppers in La Crescenta CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in La Crescenta, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.

For Acima Leasing in La Crescenta, CA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in La Crescenta, CA, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in La Crescenta, CA. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.