Selecting a Lease-to-Own Company in Irvine, CA
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Irvine, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Irvine, CA to help you determine which company has the application process, requirements, and store selection that sounds best for you.
Irvine Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Irvine, CA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible Irvine stores, choose the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Irvine!
What Are the Requirements for Progressive Leasing in Irvine vs. Acima Leasing?
While Acima Leasing and Progressive Leasing in Irvine, CA have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
Acima Leasing in Irvine, CA requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Irvine shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Irvine Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Irvine and online, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.
Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Irvine, CA stores.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Irvine, CA?
Acima Leasing and Progressive Leasing in Irvine, CA follow similar guidelines for leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Right for You: Progressive Leasing or Acima Leasing in Irvine, CA?
Determining the right lease-to-own company in Irvine, CA is a personal choice we can't make for you. The right choice for you will depend on which Irvine retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.