Deciding Between Acima Leasing and Snap Finance in Huntington Pk, CA

You need a lease-to-own option in Huntington Pk, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Huntington Pk, CA

When selecting a lease-to-own company in Huntington Pk, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Huntington Pk so you can determine which company is right for you.

Snap Finance in Huntington Pk, CA vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most Huntington Pk, CA lease-to-own companies operate similarly. First, you pick from a list of approved Huntington Pk retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Huntington Pk, CA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Huntington Pk, CA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Huntington Pk, CA. Generally, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Huntington Pk, CA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Huntington Pk, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Huntington Pk and the big brands you know, including Ikea, Bestbuy, and Goodyear. Find stores near you in Huntington Pk, CA, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Huntington Pk, CA?

For shoppers in Huntington Pk, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Huntington Pk, CA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Huntington Pk, CA also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Huntington Pk, CA

Acima Leasing and Snap Finance are great options for Huntington Pk, CA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.