What to Look for in Hayward, CA Lease-to-Own Companies
When choosing a lease-to-own company in Hayward, CA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Hayward so you can find the right company for you.
Snap Finance in Hayward, CA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Hayward, CA follow similar models. You shop in person or online at an approved Hayward retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Hayward, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Hayward, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Hayward, CA. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Hayward, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Hayward, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Hayward stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Hayward, CA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Hayward, CA
Both Snap Finance and Amica Leasing support Hayward, CA residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Hayward, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Hayward, CA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Hayward, CA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Hayward, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.