Lease-to-Own in Hayward, CA: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Hayward, CA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Hayward, CA

Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Hayward, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Hayward, CA so you can decide which company's store selection, requirements, and application process sound right for you.

Hayward Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Hayward, CA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible Hayward stores, choose the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Hayward, you may be approved for up to $5,000!

Hayward Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Hayward, CA have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Hayward, CA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Hayward shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Hayward, CA

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Hayward allows you to shop at thousands of Hayward stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Hayward, CA, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Hayward, CA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Hayward, CA are quite similar. In general, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Is Progressive Leasing or Acima Leasing in Hayward, CA Right for You?

Determining the right lease-to-own company in Hayward, CA is a personal choice we can't make for you. The best option for you depends on the application process, approval requirements, and which Hayward stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.