Lease-to-Own in Goleta, CA: Acima Leasing or Progressive Leasing?

Who do you go to for lease-to-own solutions in Goleta, CA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Goleta, CA?

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Goleta is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Goleta, CA so you can decide which company has the best application process, store selection, and requirements for you.

Goleta Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Goleta, CA? You can expect a similar application process for both. Shop at eligible Goleta stores, choose the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Goleta!

What Are the Requirements for Progressive Leasing in Goleta vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Goleta, CA have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Goleta, CA, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Goleta shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Goleta Can I Shop with Acima Leasing vs. Progressive Leasing?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Goleta stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Before you start shopping, double-check their approved stores in your area.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Goleta, CA, or view Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Goleta, CA?

Acima Leasing and Progressive Leasing in Goleta, CA follow similar guidelines for leasable items. Typically, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Goleta, CA Right for You?

The decision of which Goleta, CA lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Goleta stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.