Lease-to-Own in Gilroy, CA: Acima Leasing or Progressive Leasing?

When you need a lease-to-own solution in Gilroy, CA, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Gilroy, CA

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Gilroy, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Gilroy, CA so you can figure out which company's store selection, requirements, and application process sound right for you.

Gilroy Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Gilroy, CA? Both companies follow similar application processes. Browse at eligible Gilroy retailers, choose the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Gilroy!

Lease-to-Own Requirements for Progressive Leasing in Gilroy vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Gilroy, CA are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Gilroy, CA need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Gilroy with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing: What Gilroy Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing partners with thousands of Gilroy stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Gilroy, CA, or shop Acima Leasing's online retailers.

What Items Can I Lease in Gilroy, CA with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Gilroy, CA are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Acima Leasing or Progressive Leasing the Best Gilroy, CA Lease-to-Own Company?

The choice of lease-to-own company in Gilroy, CA is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Gilroy stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.