What to Look for in Garden Grove, CA Lease-to-Own Companies
When comparing lease-to-own companies in Garden Grove, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Garden Grove so you can determine which company is right for you.
How Does Lease-to-Own in Garden Grove, CA Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Garden Grove, CA tend to work the same way. You shop at an approved Garden Grove retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Garden Grove, CA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Garden Grove, CA?
The items you can shop for vary based on which Garden Grove, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Garden Grove, CA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Garden Grove, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Garden Grove and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Garden Grove, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Garden Grove, CA?
Everyone in Garden Grove, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Garden Grove, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Garden Grove, CA also need an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Garden Grove, CA? Try Acima Leasing
Many shoppers across Garden Grove, CA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.