Choosing a Lease-to-Own Company in Fresno, CA
When picking a lease-to-own company in Fresno, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fresno so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Fresno, CA Work
How does Snap Finance work? Or Acima Leasing? Whichever Fresno, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Fresno retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Fresno, CA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Fresno, CA?
The items you can shop for in Fresno, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Fresno, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Fresno, CA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Fresno businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Fresno, CA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Fresno, CA?
Everyone in Fresno, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Fresno, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Fresno, CA also need at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Fresno, CA, the Choice Is Yours
Many shoppers across Fresno, CA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.