How Do I Choose Between Lease-to-Own Companies in Folsom, CA?
Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Folsom, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Folsom, CA so you can decide which company offers the requirements, store selection, and application process that fits your needs.
Folsom Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Folsom, CA? And how does Acima Leasing work? You can expect a similar application process for both. Browse at eligible Folsom retailers, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Folsom, you may be approved for up to $5,000!
Folsom Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While the application processes for Acima Leasing and Progressive Leasing in Folsom, CA are alike, their requirements are different. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Folsom, CA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Folsom with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Folsom Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Folsom, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Folsom, CA, or shop Acima Leasing's online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Folsom, CA?
Acima Leasing and Progressive Leasing in Folsom, CA follow similar guidelines for leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Folsom, CA Right for You?
Determining the right lease-to-own company in Folsom, CA is a personal choice we can't make for you. To choose the right fit, consider which Folsom retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.