How to Choose a Lease-to-Own Company in Fair Oaks, CA
When choosing a lease-to-own company in Fair Oaks, CA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Fair Oaks and Snap Finance so you can determine which company is right for you.
Snap Finance in Fair Oaks, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Fair Oaks, CA lease-to-own companies operate similarly. You shop at an approved Fair Oaks retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Snap Finance in Fair Oaks, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Fair Oaks, CA?
The items you can shop for in Fair Oaks, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Fair Oaks, CA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Fair Oaks, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Fair Oaks stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Fair Oaks, CA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fair Oaks, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Fair Oaks, CA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Fair Oaks, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Fair Oaks, CA requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Fair Oaks, CA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Fair Oaks, CA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.