Selecting a Lease-to-Own Company in Fair Oaks, CA
Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. You have your choice of companies like Progressive Leasing in Fair Oaks, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Fair Oaks, CA to help you determine which company's store selection, requirements, and application process sound right for you.
Fair Oaks Progressive Leasing vs. Acima Leasing: What’s the Process?
How do you lease-to-own with Progressive Leasing in Fair Oaks, CA? What about Acima Leasing? You can expect a similar application process for both. Browse at eligible Fair Oaks retailers, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Fair Oaks!
Lease-to-Own Requirements for Progressive Leasing in Fair Oaks vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Fair Oaks, CA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Fair Oaks, CA need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Fair Oaks with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Fair Oaks, CA Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Fair Oaks stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Fair Oaks, CA, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Fair Oaks, CA with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Fair Oaks, CA are quite similar. In general, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Fair Oaks, CA?
The decision of which Fair Oaks, CA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Fair Oaks retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.