Acima Leasing or Progressive Leasing in Encinitas, CA?

When you need a lease-to-own solution in Encinitas, CA, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Encinitas, CA

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Encinitas, how do you know which one to pick? Let's compare Acima Leasing in Encinitas, CA against Progressive Leasing to guide you in deciding which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Encinitas, CA Work?

How do you lease-to-own with Progressive Leasing in Encinitas, CA? What about Acima Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Encinitas, find the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Encinitas, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Encinitas vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Encinitas, CA share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Encinitas, CA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Encinitas with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Encinitas, CA

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Encinitas stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Encinitas, CA, or browse Acima Leasing’s online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Encinitas, CA?

Progressive Leasing and Acima Leasing in Encinitas, CA consider the same items leasable. Generally, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Encinitas, CA?

Determining the right lease-to-own company in Encinitas, CA is a personal choice we can't make for you. To choose the right fit, consider the application process, approval requirements, and which Encinitas stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.