How to Choose a Lease-to-Own Company in Emeryville, CA
When choosing a lease-to-own company in Emeryville, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Emeryville and Snap Finance so you can decide which company sounds best for you.
How Does Lease-to-Own in Emeryville, CA Work?
How does Snap Finance work? Or Acima Leasing? Whichever Emeryville, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Emeryville and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Emeryville, CA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Emeryville, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Emeryville, CA. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Emeryville, CA
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Emeryville, CA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Emeryville and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Emeryville, CA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Emeryville, CA?
Both Snap Finance and Amica Leasing aim to help shoppers in Emeryville, CA with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Emeryville, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Emeryville, CA also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Emeryville, CA
Many shoppers across Emeryville, CA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.