Choosing Your Elk Grove, CA Lease-to-Own Company
When comparing lease-to-own companies in Elk Grove, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Elk Grove and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Elk Grove, CA
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Elk Grove, CA follow similar models. You shop at an approved Elk Grove retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Elk Grove, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Elk Grove, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Elk Grove, CA. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Elk Grove, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Elk Grove, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Elk Grove and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Elk Grove, CA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Elk Grove, CA?
For shoppers in Elk Grove, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Elk Grove, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Elk Grove, CA also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Elk Grove, CA
Acima Leasing and Snap Finance are great options for Elk Grove, CA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.