Choosing Between Acima Leasing and Progressive Leasing in El Cerrito, CA

Who do you go to for lease-to-own solutions in El Cerrito, CA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in El Cerrito, CA

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. When looking at companies like Progressive Leasing in El Cerrito, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in El Cerrito, CA so you can figure out which company has the best application process, store selection, and requirements for you.

El Cerrito Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in El Cerrito, CA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in El Cerrito, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much shopping power can you get? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in El Cerrito!

El Cerrito Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in El Cerrito, CA are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in El Cerrito, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in El Cerrito with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What El Cerrito Stores Are Eligible?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in El Cerrito and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including national brands and local businesses. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse El Cerrito, CA stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in El Cerrito, CA

The rules for leasable items at Acima Leasing and Progressive Leasing in El Cerrito, CA are quite similar. Typically, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in El Cerrito, CA Right for You?

We can’t tell you which lease-to-own company in El Cerrito, CA to choose. You have to select the right fit for you based on the application process, approval requirements, and which El Cerrito stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.