How to Choose a Lease-to-Own Company in Desert Hot Springs, CA
When choosing a lease-to-own company in Desert Hot Springs, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Desert Hot Springs and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Desert Hot Springs, CA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Desert Hot Springs, CA follow similar models. You shop in person or online at an approved Desert Hot Springs retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Desert Hot Springs, CA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Desert Hot Springs, CA?
The items you can shop for in Desert Hot Springs, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Desert Hot Springs, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Desert Hot Springs, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Desert Hot Springs and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Desert Hot Springs, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Desert Hot Springs, CA
Snap Finance and Amica Leasing are dedicated to helping Desert Hot Springs, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Desert Hot Springs, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Desert Hot Springs, CA requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Desert Hot Springs, CA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Desert Hot Springs, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.