What to Look for in Davis, CA Lease-to-Own Companies
When choosing a lease-to-own company in Davis, CA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Davis and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in Davis, CA Work?
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Davis, CA follow similar models. You shop in person or online at an approved Davis retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Davis, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Davis, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Davis, CA. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Davis, CA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Davis, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Davis and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Davis, CA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Davis, CA
Both Snap Finance and Amica Leasing aim to help shoppers in Davis, CA with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Davis, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Davis, CA also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Davis, CA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Davis, CA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.