Choosing Your Costa Mesa, CA Lease-to-Own Company
When selecting a lease-to-own company in Costa Mesa, CA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Costa Mesa and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Costa Mesa, CA
How does Snap Finance work? Or Acima Leasing? Most Costa Mesa, CA lease-to-own companies operate similarly. You shop at an approved Costa Mesa retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Costa Mesa, CA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Costa Mesa, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Costa Mesa, CA. Typically, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Costa Mesa, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Costa Mesa, CA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Costa Mesa businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Costa Mesa, CA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Costa Mesa, CA
Both Snap Finance and Amica Leasing support Costa Mesa, CA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Costa Mesa, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Costa Mesa, CA also requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Costa Mesa, CA
Acima Leasing and Snap Finance have a lot to offer shoppers in Costa Mesa, CA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.