What to Look for in Colton, CA Lease-to-Own Companies
When comparing lease-to-own companies in Colton, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Colton so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Colton, CA
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Colton, CA follow similar models. You shop at an approved Colton retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Colton, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Colton, CA?
The items you can shop for vary based on which Colton, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Colton, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Colton, CA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Colton stores and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Colton, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Colton, CA
For shoppers in Colton, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Colton, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Colton, CA also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Colton, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Colton, CA. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.