Comparing Acima Leasing and Snap Finance in Clovis, CA

You need a lease-to-own option in Clovis, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Clovis, CA Lease-to-Own Companies

When selecting a lease-to-own company in Clovis, CA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Clovis and Snap Finance so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Clovis, CA Work

How does Acima Leasing work? Or Snap Finance? Whichever Clovis, CA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Clovis retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Clovis, CA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Clovis, CA?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Clovis, CA. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Clovis, CA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Clovis, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Clovis stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Clovis, CA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Clovis, CA?

Snap Finance and Acima Leasing both want to help shoppers in Clovis CA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Clovis, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

For Acima Leasing in Clovis, CA, you will also need at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Clovis, CA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Clovis, CA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.