How to Choose a Lease-to-Own Company in Citrus Heights, CA
When comparing lease-to-own companies in Citrus Heights, CA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Citrus Heights so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Citrus Heights, CA Work
How does Snap Finance work? Or Acima Leasing? Most Citrus Heights, CA lease-to-own companies operate similarly. You shop at an approved Citrus Heights retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Citrus Heights, CA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Citrus Heights, CA?
The items you can shop for vary based on which Citrus Heights, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Citrus Heights, CA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Citrus Heights, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Citrus Heights stores and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Citrus Heights, CA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Citrus Heights, CA
Everyone in Citrus Heights, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Citrus Heights, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Citrus Heights, CA also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Citrus Heights, CA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Citrus Heights, CA. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.