Choosing a Lease-to-Own Company in Chico, CA
When comparing lease-to-own companies in Chico, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Chico so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Chico, CA
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Chico, CA follow similar models. You shop in person or online at an approved Chico retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Chico, CA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Chico, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Chico, CA. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Chico, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Chico, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Chico stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Chico, CA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Chico, CA
For shoppers in Chico, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Chico, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Chico, CA also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Chico, CA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Chico, CA. You need to choose the lease-to-own company that meets your needs based on eligible stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.