How Do I Choose Between Lease-to-Own Companies in Chico, CA?
Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. You have your choice of companies like Progressive Leasing in Chico, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Chico, CA so you can decide which company's store selection, requirements, and application process sound right for you.
Chico Progressive Leasing vs. Acima Leasing: How They Work
How does Progressive Leasing work in Chico, CA? And how does Acima Leasing work? You can expect a similar application process for both. Shop at eligible Chico stores, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Chico, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Chico vs. Acima Leasing
Acima Leasing and Progressive Leasing in Chico, CA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Chico, CA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Chico shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Where in Chico Can I Shop with Acima Leasing vs. Progressive Leasing?
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Chico stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at the retailers you love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Chico, CA, or view Acima Leasing's online retailers.
What Items Can I Lease in Chico, CA with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Chico, CA follow similar guidelines for leasable items. In general, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Is Acima Leasing or Progressive Leasing the Best Chico, CA Lease-to-Own Company?
The choice of lease-to-own company in Chico, CA is entirely in your hands. The right choice for you will depend on the application process, approval requirements, and which Chico stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.