Deciding Between Acima Leasing and Snap Finance in Chatsworth, CA

You need a lease-to-own option in Chatsworth, CA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Chatsworth, CA Lease-to-Own Company

When selecting a lease-to-own company in Chatsworth, CA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Chatsworth so you know which company is your best fit.

How Does Lease-to-Own in Chatsworth, CA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Chatsworth, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Chatsworth and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing in Chatsworth, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Chatsworth, CA?

The items you can shop for in Chatsworth, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Chatsworth, CA

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Chatsworth, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Chatsworth stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Find stores near you in Chatsworth, CA, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Chatsworth, CA?

For shoppers in Chatsworth, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Chatsworth, CA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

Acima Leasing in Chatsworth, CA also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Chatsworth, CA, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chatsworth, CA. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.