Choosing Your Cerritos, CA Lease-to-Own Company
When selecting a lease-to-own company in Cerritos, CA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Cerritos and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Cerritos, CA Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Cerritos, CA tend to work the same way. First, you pick from a list of approved Cerritos retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Cerritos, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Cerritos, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Cerritos, CA. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Cerritos, CA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Cerritos, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Cerritos businesses to the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Cerritos, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Cerritos, CA?
Snap Finance and Acima Leasing both want to help shoppers in Cerritos CA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Cerritos, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Cerritos, CA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Cerritos, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Cerritos, CA. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.