How to Choose a Lease-to-Own Company in Brea, CA
When choosing a lease-to-own company in Brea, CA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Brea and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Brea, CA Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Brea, CA follow similar models. To start, you choose an approved retailer in Brea and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing in Brea, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Brea, CA?
The items you can shop for vary based on which Brea, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Brea, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Brea, CA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Brea and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Brea, CA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Brea, CA
Snap Finance and Amica Leasing are dedicated to helping Brea, CA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Brea, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Brea, CA also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Brea, CA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Brea, CA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.