How to Choose a Lease-to-Own Company in Big Bear, CA
When choosing a lease-to-own company in Big Bear, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Big Bear and Acima Leasing so you can determine which company is right for you.
Snap Finance in Big Bear, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Big Bear, CA follow similar models. You shop in person or online at an approved Big Bear retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Big Bear, CA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Big Bear, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Big Bear, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Big Bear, CA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Big Bear, CA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Big Bear and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Big Bear, CA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Big Bear, CA
Snap Finance and Amica Leasing are dedicated to helping Big Bear, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Big Bear, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Big Bear, CA requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Big Bear, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Big Bear, CA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.