What to Look for in Berkeley, CA Lease-to-Own Companies
When selecting a lease-to-own company in Berkeley, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Berkeley and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Berkeley, CA Work?
How does Snap Finance work? Or Acima Leasing? Most Berkeley, CA lease-to-own companies operate similarly. You shop at an approved Berkeley retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Berkeley, CA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Berkeley, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Berkeley, CA. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Berkeley, CA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Berkeley, CA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Berkeley and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Berkeley, CA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Berkeley, CA
Both Snap Finance and Amica Leasing support Berkeley, CA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Berkeley, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.
Acima Leasing in Berkeley, CA also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Berkeley, CA, the Choice Is Yours
Many shoppers across Berkeley, CA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.