Snap Finance in Bell Gardens, CA or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Bell Gardens, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Bell Gardens, CA

When selecting a lease-to-own company in Bell Gardens, CA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Bell Gardens so you can determine which company is right for you.

How Does Lease-to-Own in Bell Gardens, CA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Bell Gardens, CA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Bell Gardens retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing in Bell Gardens, CA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Bell Gardens, CA?

The items you can shop for vary based on which Bell Gardens, CA retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Bell Gardens, CA

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Bell Gardens, CA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Bell Gardens businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Bell Gardens, CA or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Bell Gardens, CA

Everyone in Bell Gardens, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Bell Gardens, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

Acima Leasing in Bell Gardens, CA also requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Bell Gardens, CA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Bell Gardens, CA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.