How to Choose a Lease-to-Own Company in Bakersfield, CA
When comparing lease-to-own companies in Bakersfield, CA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Bakersfield and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Bakersfield, CA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Bakersfield, CA tend to work the same way. First, you pick from a list of approved Bakersfield retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Snap Finance in Bakersfield, CA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Bakersfield, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Bakersfield, CA. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Bakersfield, CA
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Bakersfield, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Bakersfield businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Bakersfield, CA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Bakersfield, CA?
Both Snap Finance and Amica Leasing aim to help shoppers in Bakersfield, CA with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Bakersfield, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Bakersfield, CA also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Bakersfield, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bakersfield, CA. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.