What to Look for in Auburn, CA Lease-to-Own Companies
When selecting a lease-to-own company in Auburn, CA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Auburn and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Auburn, CA
How does Snap Finance work? Or Acima Leasing? Whichever Auburn, CA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Auburn and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Auburn, CA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Auburn, CA?
The items you can shop for vary based on which Auburn, CA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Auburn, CA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Auburn, CA as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Auburn and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Auburn, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Auburn, CA?
Everyone in Auburn, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Auburn, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Auburn, CA requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Auburn, CA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Auburn, CA. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.