Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Arleta, CA

Seeking a lease-to-own solution in Arleta, CA? We compare Acima Leasing and Snap Finance to help guide your decision

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Arleta, CA Lease-to-Own Companies

When selecting a lease-to-own company in Arleta, CA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Arleta and Acima Leasing so you can find the right company for you.

How Does Lease-to-Own in Arleta, CA Work?

How does Snap Finance work? Or Acima Leasing? Most Arleta, CA lease-to-own companies operate similarly. To start, you choose an approved retailer in Arleta and shop in person or online. Then, you fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, pick the eligible items you want, and Snap Finance in Arleta, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Arleta, CA?

The items you can shop for in Arleta, CA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Arleta, CA

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Arleta, CA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Arleta stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Arleta, CA stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Arleta, CA

Both Snap Finance and Amica Leasing support Arleta, CA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Arleta, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Arleta, CA requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Arleta, CA

Acima Leasing and Snap Finance have a lot to offer shoppers in Arleta, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.