Choosing a Lease-to-Own Company in Apple Valley, CA
When comparing lease-to-own companies in Apple Valley, CA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Apple Valley so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Apple Valley, CA
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Apple Valley, CA tend to work the same way. You shop at an approved Apple Valley retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Apple Valley, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Apple Valley, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Apple Valley, CA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Apple Valley, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Apple Valley, CA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Apple Valley and national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Apple Valley, CA.
Acima Leasing vs. Snap Finance Application and Requirements in Apple Valley, CA
Snap Finance and Amica Leasing are dedicated to helping Apple Valley, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Apple Valley, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Apple Valley, CA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Apple Valley, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Apple Valley, CA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.