Choosing Your West Memphis, AR Lease-to-Own Company
When choosing a lease-to-own company in West Memphis, AR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in West Memphis so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in West Memphis, AR Work
How does Snap Finance work? Or Acima Leasing? Most West Memphis, AR lease-to-own companies operate similarly. You shop in person or online at an approved West Memphis retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in West Memphis, AR or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in West Memphis, AR?
The items you can shop for vary based on which West Memphis, AR retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in West Memphis, AR
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local West Memphis, AR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in West Memphis and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in West Memphis, AR or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in West Memphis, AR
Snap Finance and Amica Leasing are dedicated to helping West Memphis, AR shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in West Memphis, AR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in West Memphis, AR also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your West Memphis, AR Lease-to-Own Company
Many shoppers across West Memphis, AR can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.