Choosing Your Van Buren, AR Lease-to-Own Company
When choosing a lease-to-own company in Van Buren, AR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Van Buren and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Van Buren, AR
Are there any differences in how Snap Finance and Acima Leasing work? Most Van Buren, AR lease-to-own companies operate similarly. You shop in person or online at an approved Van Buren retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Van Buren, AR or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Van Buren, AR?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Van Buren, AR. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Van Buren, AR Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Van Buren, AR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Van Buren and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Van Buren, AR.
Acima Leasing vs. Snap Finance Application and Requirements in Van Buren, AR
Both Snap Finance and Amica Leasing aim to help shoppers in Van Buren, AR with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Van Buren, AR. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Van Buren, AR requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Van Buren, AR Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Van Buren, AR shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.