How to Choose a Lease-to-Own Company in Springdale, AR
When comparing lease-to-own companies in Springdale, AR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Springdale so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Springdale, AR
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Springdale, AR tend to work the same way. To start, you choose an approved retailer in Springdale and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Springdale, AR will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Springdale, AR Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Springdale, AR depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Springdale, AR
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Springdale, AR and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Springdale businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Springdale, AR stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Springdale, AR
Both Snap Finance and Amica Leasing aim to help shoppers in Springdale, AR with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Springdale, AR, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Springdale, AR also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Springdale, AR Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Springdale, AR. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.