What to Look for in Southside, AR Lease-to-Own Companies

When comparing lease-to-own companies in Southside, AR, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Southside and Acima Leasing so you know which company is your best fit.

How Does Lease-to-Own in Southside, AR Work?

How do Acima Leasing and Snap Finance work? Most Southside, AR lease-to-own companies operate similarly. To start, you choose an approved retailer in Southside and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Southside, AR will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Southside, AR?

The items you can shop for vary based on which Southside, AR retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Southside, AR Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Southside, AR retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Southside stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Southside, AR or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Southside, AR

Everyone in Southside, AR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Southside, AR, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Southside, AR, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Southside, AR? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Southside, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.