How to Choose a Lease-to-Own Company in Siloam Springs, AR
When picking a lease-to-own company in Siloam Springs, AR, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Siloam Springs and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Siloam Springs, AR Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Siloam Springs, AR follow similar models. First, you pick from a list of approved Siloam Springs retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Siloam Springs, AR or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Siloam Springs, AR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Siloam Springs, AR. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Siloam Springs, AR
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Siloam Springs, AR as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Siloam Springs businesses to trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Siloam Springs, AR or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Siloam Springs, AR?
Snap Finance and Acima Leasing both want to help shoppers in Siloam Springs AR get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Siloam Springs, AR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
Acima Leasing in Siloam Springs, AR also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Siloam Springs, AR? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Siloam Springs, AR. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.